{"id":155157,"date":"2020-12-02T10:00:39","date_gmt":"2020-12-02T09:00:39","guid":{"rendered":"https:\/\/www.wretmanestate.com\/?p=155157"},"modified":"2020-11-25T14:34:37","modified_gmt":"2020-11-25T13:34:37","slug":"property-insurance-guide-in-france","status":"publish","type":"post","link":"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/","title":{"rendered":"Guide: Insurance for your French property"},"content":{"rendered":"<p style=\"font-size: 20px;\"><em>The first thing you have to do when buying a new property is to insure it. We will guide you through the different types of home insurances.<\/em><\/p>\n<h2>Types of insurance<\/h2>\n<p>In France you\u2019re committed to take out insurance for your property. The type of insurance depends on if you:<\/p>\n<ul>\n<li>Are a tenant<\/li>\n<li>Own the property<\/li>\n<li>Rent out your property as a holiday home<\/li>\n<\/ul>\n<p>All insurances must include <a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F2123\"><strong><em>responsibilit\u00e9 civil<\/em>e<\/strong><\/a> also called third party liability insurance, which covers if someone else damages your property.<\/p>\n<h2>For renters<\/h2>\n<p>According to the law in France you are obligated to take out <a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F1349\"><em><strong>Risques locatif<\/strong><\/em><\/a> insurance if you are renting the property. It covers the tenant for any damage on the renting property.<\/p>\n<p>You can also add additional insurance from the list below which may prove useful in certain circumstances.<\/p>\n<ul>\n<li>Multi-risk insurance (<a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F1350\"><strong>Multirisques habitatio<\/strong><\/a>n)<\/li>\n<li>Base Guarantee insurance (<a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F1350\"><strong>Garanties de base)<\/strong><\/a><\/li>\n<li>Optional coverage insurance (<a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F1350\"><strong>Garantie optionnelle<\/strong><\/a>)<\/li>\n<li>Claims by neighbors and third parties (<a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F1350\"><strong>Recours des voisin et des tiers<\/strong><\/a>)<\/li>\n<\/ul>\n<h2>For homeowners<\/h2>\n<p>If you own a property, it\u2019s important to know which insurance will cover all risks. <em>Multirisques habitation<\/em> covers damage such as explosion, fires and water damage. Furthermore, it includes civil liability, compensation of damaged material. The owner with family and pets are also insured.<\/p>\n<p>The insurance company <a href=\"https:\/\/www.gan.fr\/particulier\/assurance-habitation\/multirisque\"><strong>GAN<\/strong><\/a> can help you take out an insurance corresponding to your needs.<\/p>\n<h2>Holiday home insurance<\/h2>\n<p>As an owner of a holiday home, the Multirisques habitation insurance is also a good option. If you rent out your holiday home, you have to make sure the insurance covers this.The tenant should take out the insurance Risques locataire if it\u2019s a longer period. If it\u2019s a shorter period of time, you can demand a deposit from the tenant to cover any damage on the property.<\/p>\n<h2>How to find the best insurance?<\/h2>\n<p>It\u2019s not difficult to find insurance because the industry is huge. However, if you are in a buying process your real estate agent can help you find a trustful insurance firm. <strong><a href=\"https:\/\/www.gan.fr\/particulier\/assurance-habitation\/multirisque\">GAN<\/a><\/strong> is one of the firms that can help you with all your needs to insure your property on the <a href=\"\/fr\/acheter\/notre-region\/\"><strong>French Riviera<\/strong><\/a>.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-155151 size-full\" src=\"https:\/\/www.wretmanestate.com\/wp-content\/uploads\/2020\/11\/960-4.jpg\" alt=\"France: View the centre of the town with old colourful property. \" width=\"960\" height=\"670\" srcset=\"https:\/\/www.wretmanestate.com\/wp-content\/uploads\/2020\/11\/960-4.jpg 960w, https:\/\/www.wretmanestate.com\/wp-content\/uploads\/2020\/11\/960-4-300x209.jpg 300w, https:\/\/www.wretmanestate.com\/wp-content\/uploads\/2020\/11\/960-4-768x536.jpg 768w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The first thing you have to do when buying a new property is to insure it. We will guide you through the different types of home insurances. Types of insurance In France you\u2019re committed to take out insurance for your property. The type of insurance depends on if you: Are a tenant Own the property [&hellip;]<\/p>\n","protected":false},"author":79,"featured_media":155147,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[44918],"tags":[],"class_list":["post-155157","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-first-time-buyer-dk"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Guide: Insurance for your French property - Wretman Estate<\/title>\n<meta name=\"description\" content=\"When buying a home in France it&#039;s also legal requirement to insure your property. Read about the different types of insurance for your home.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Guide: Insurance for your French property - Wretman Estate\" \/>\n<meta property=\"og:description\" content=\"When buying a home in France it&#039;s also legal requirement to insure your property. Read about the different types of insurance for your home.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/\" \/>\n<meta property=\"og:site_name\" content=\"Wretman Estate\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-02T09:00:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.wretmanestate.com\/wp-content\/uploads\/2020\/11\/960-3.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Montana Hill\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Montana Hill\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/property-insurance-guide-in-france\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/property-insurance-guide-in-france\\\/\"},\"author\":{\"name\":\"Montana Hill\",\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/#\\\/schema\\\/person\\\/088e5f62c4db38e0ff1bfe82775061c7\"},\"headline\":\"Guide: Insurance for your French property\",\"datePublished\":\"2020-12-02T09:00:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/property-insurance-guide-in-france\\\/\"},\"wordCount\":364,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/property-insurance-guide-in-france\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.wretmanestate.com\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/960-3.jpg\",\"articleSection\":[\"First Time Buyer\"],\"inLanguage\":\"da-DK\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/property-insurance-guide-in-france\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/property-insurance-guide-in-france\\\/\",\"url\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/property-insurance-guide-in-france\\\/\",\"name\":\"Guide: Insurance for your French property - Wretman Estate\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/property-insurance-guide-in-france\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/property-insurance-guide-in-france\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.wretmanestate.com\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/960-3.jpg\",\"datePublished\":\"2020-12-02T09:00:39+00:00\",\"description\":\"When buying a home in France it's also legal requirement to insure your property. Read about the different types of insurance for your home.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/property-insurance-guide-in-france\\\/#breadcrumb\"},\"inLanguage\":\"da-DK\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/property-insurance-guide-in-france\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"da-DK\",\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/property-insurance-guide-in-france\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.wretmanestate.com\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/960-3.jpg\",\"contentUrl\":\"https:\\\/\\\/www.wretmanestate.com\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/960-3.jpg\",\"width\":960,\"height\":640,\"caption\":\"Close up image of womans hands typing on laptop at workplace. Businesswoman with white wristwatch on hand working on computer in office. Female office worker, programmer, entrepreneur searching online\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/property-insurance-guide-in-france\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Guide: Insurance for your French property\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/#website\",\"url\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/\",\"name\":\"Wretman Estate\",\"description\":\"Immobilier sur la C\u00f4te d&#039;Azur et la Provence\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"da-DK\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/#organization\",\"name\":\"WRETMAN ESTATE\",\"url\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"da-DK\",\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"\",\"contentUrl\":\"\",\"caption\":\"WRETMAN ESTATE\"},\"image\":{\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/#\\\/schema\\\/person\\\/088e5f62c4db38e0ff1bfe82775061c7\",\"name\":\"Montana Hill\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"da-DK\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0617fa458801c8cc72dd68d7e35f24adac71742c311e7f4e66768ca70e101ca0?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0617fa458801c8cc72dd68d7e35f24adac71742c311e7f4e66768ca70e101ca0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0617fa458801c8cc72dd68d7e35f24adac71742c311e7f4e66768ca70e101ca0?s=96&d=mm&r=g\",\"caption\":\"Montana Hill\"},\"sameAs\":[\"http:\\\/\\\/wretmanestate.com\\\/en\\\/\"],\"url\":\"https:\\\/\\\/www.wretmanestate.com\\\/dk\\\/user\\\/amanda\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Guide: Insurance for your French property - Wretman Estate","description":"When buying a home in France it's also legal requirement to insure your property. Read about the different types of insurance for your home.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/","og_locale":"en_US","og_type":"article","og_title":"Guide: Insurance for your French property - Wretman Estate","og_description":"When buying a home in France it's also legal requirement to insure your property. Read about the different types of insurance for your home.","og_url":"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/","og_site_name":"Wretman Estate","article_published_time":"2020-12-02T09:00:39+00:00","og_image":[{"width":960,"height":640,"url":"https:\/\/www.wretmanestate.com\/wp-content\/uploads\/2020\/11\/960-3.jpg","type":"image\/jpeg"}],"author":"Montana Hill","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Montana Hill","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/#article","isPartOf":{"@id":"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/"},"author":{"name":"Montana Hill","@id":"https:\/\/www.wretmanestate.com\/dk\/#\/schema\/person\/088e5f62c4db38e0ff1bfe82775061c7"},"headline":"Guide: Insurance for your French property","datePublished":"2020-12-02T09:00:39+00:00","mainEntityOfPage":{"@id":"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/"},"wordCount":364,"commentCount":0,"publisher":{"@id":"https:\/\/www.wretmanestate.com\/dk\/#organization"},"image":{"@id":"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/#primaryimage"},"thumbnailUrl":"https:\/\/www.wretmanestate.com\/wp-content\/uploads\/2020\/11\/960-3.jpg","articleSection":["First Time Buyer"],"inLanguage":"da-DK","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/","url":"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/","name":"Guide: Insurance for your French property - Wretman Estate","isPartOf":{"@id":"https:\/\/www.wretmanestate.com\/dk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/#primaryimage"},"image":{"@id":"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/#primaryimage"},"thumbnailUrl":"https:\/\/www.wretmanestate.com\/wp-content\/uploads\/2020\/11\/960-3.jpg","datePublished":"2020-12-02T09:00:39+00:00","description":"When buying a home in France it's also legal requirement to insure your property. Read about the different types of insurance for your home.","breadcrumb":{"@id":"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/#breadcrumb"},"inLanguage":"da-DK","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/"]}]},{"@type":"ImageObject","inLanguage":"da-DK","@id":"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/#primaryimage","url":"https:\/\/www.wretmanestate.com\/wp-content\/uploads\/2020\/11\/960-3.jpg","contentUrl":"https:\/\/www.wretmanestate.com\/wp-content\/uploads\/2020\/11\/960-3.jpg","width":960,"height":640,"caption":"Close up image of womans hands typing on laptop at workplace. Businesswoman with white wristwatch on hand working on computer in office. Female office worker, programmer, entrepreneur searching online"},{"@type":"BreadcrumbList","@id":"https:\/\/www.wretmanestate.com\/dk\/property-insurance-guide-in-france\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.wretmanestate.com\/dk\/"},{"@type":"ListItem","position":2,"name":"Guide: Insurance for your French property"}]},{"@type":"WebSite","@id":"https:\/\/www.wretmanestate.com\/dk\/#website","url":"https:\/\/www.wretmanestate.com\/dk\/","name":"Wretman Estate","description":"Immobilier sur la C\u00f4te d&#039;Azur et la Provence","publisher":{"@id":"https:\/\/www.wretmanestate.com\/dk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.wretmanestate.com\/dk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"da-DK"},{"@type":"Organization","@id":"https:\/\/www.wretmanestate.com\/dk\/#organization","name":"WRETMAN ESTATE","url":"https:\/\/www.wretmanestate.com\/dk\/","logo":{"@type":"ImageObject","inLanguage":"da-DK","@id":"https:\/\/www.wretmanestate.com\/dk\/#\/schema\/logo\/image\/","url":"","contentUrl":"","caption":"WRETMAN ESTATE"},"image":{"@id":"https:\/\/www.wretmanestate.com\/dk\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.wretmanestate.com\/dk\/#\/schema\/person\/088e5f62c4db38e0ff1bfe82775061c7","name":"Montana Hill","image":{"@type":"ImageObject","inLanguage":"da-DK","@id":"https:\/\/secure.gravatar.com\/avatar\/0617fa458801c8cc72dd68d7e35f24adac71742c311e7f4e66768ca70e101ca0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0617fa458801c8cc72dd68d7e35f24adac71742c311e7f4e66768ca70e101ca0?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0617fa458801c8cc72dd68d7e35f24adac71742c311e7f4e66768ca70e101ca0?s=96&d=mm&r=g","caption":"Montana Hill"},"sameAs":["http:\/\/wretmanestate.com\/en\/"],"url":"https:\/\/www.wretmanestate.com\/dk\/user\/amanda\/"}]}},"_links":{"self":[{"href":"https:\/\/www.wretmanestate.com\/dk\/wp-json\/wp\/v2\/posts\/155157","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wretmanestate.com\/dk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wretmanestate.com\/dk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wretmanestate.com\/dk\/wp-json\/wp\/v2\/users\/79"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wretmanestate.com\/dk\/wp-json\/wp\/v2\/comments?post=155157"}],"version-history":[{"count":5,"href":"https:\/\/www.wretmanestate.com\/dk\/wp-json\/wp\/v2\/posts\/155157\/revisions"}],"predecessor-version":[{"id":157846,"href":"https:\/\/www.wretmanestate.com\/dk\/wp-json\/wp\/v2\/posts\/155157\/revisions\/157846"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wretmanestate.com\/dk\/wp-json\/wp\/v2\/media\/155147"}],"wp:attachment":[{"href":"https:\/\/www.wretmanestate.com\/dk\/wp-json\/wp\/v2\/media?parent=155157"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wretmanestate.com\/dk\/wp-json\/wp\/v2\/categories?post=155157"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wretmanestate.com\/dk\/wp-json\/wp\/v2\/tags?post=155157"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}